15 mars 2025
Taux variable vs taux fixe en 2025 : que choisir ?
Avec les récentes décisions de la Banque du Canada, voici comment analyser votre situation...
Read moreIndependent Mortgage Broker – Laval & Greater Montreal
Your best mortgage rate starts here.
Access to 230+ lending institutions. I work for you — not the banks.
No fees for youResponse within 24hAvailable evenings and weekends
Anass Elakkati
Courtier hypothécaire
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Partner lending institutions
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DLC members in Canada
Depuis 2006
Proven mortgage expertise
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Independent — works for you
Access to the best banks, credit unions and trust companies in Canada.
Where to start?
Answer 2 questions and I'll contact you.
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What do you need?
My mortgage services
Home purchase
Whether you're a first-time buyer or investor, I access the best market conditions for you.
Learn moreRenewal
Your mortgage is up for renewal? I negotiate to get you a better rate before it even expires.
Learn moreSelf-employed
Specialized solutions for entrepreneurs and self-employed workers difficult to qualify at banks.
Learn moreCommercial & rental
Financing for revenue properties, commercial spaces and mixed-use properties.
Learn moreMortgage life insurance
Protect your family and property with coverage tailored to your loan.
Learn moreCurrent mortgage rates
Comparison with major bank rates
Current variable rate : 3,70 %
Prime rate : 4,45 %
| Term | Bank rates | Payment / $100k | Our rates | Payment / $100k | Savings |
|---|---|---|---|---|---|
| 6 mois | 7,89 % | 756 $ | 4,29 % | 639 $ | 117 $ |
| 1 an | 6,15 % | 649 $ | 4,29 % | 581 $ | 68 $ |
| 2 ans | 5,44 % | 607 $ | 4,29 % | 550 $ | 57 $ |
| 3 ans | 4,62 % | 560 $ | 4,29 % | 523 $ | 37 $ |
| 4 ans | 6,01 % | 640 $ | 4,29 % | 536 $ | 104 $ |
| 5 ans | 4,56 % | 557 $ | 4,29 % | 536 $ | 20 $ |
| 7 ans | 6,41 % | 664 $ | 4,29 % | 587 $ | 77 $ |
| 10 ans | 6,81 % | 689 $ | 4,29 % | 601 $ | 88 $ |
*Some conditions apply. Rates may vary by province. Subject to change without notice.
Anass Elakkati
Courtier hypothécaire
Permis AMF#255884
ABOUT
Your mortgage deserves an expert — not a teller.
With access to over 230 lending institutions across Canada — major banks, credit unions and trust companies — I put competition to work for your real estate project. Whether you're a first-time buyer, self-employed or investor, I find the mortgage solution adapted to your real situation.
Available evenings and weekends
I adapt to your schedule, not the other way around.
I work for you, not the banks
Independent and impartial — my only goal is your interest.
Fast response guaranteed
Response within 24 hours, file analysis included.
Dominion Lending Centres member
National network of over 2,300 brokers, award-winning in Canada.
What my clients say
Hundreds of satisfied families in Laval and Greater Montreal.
“Anass a trouvé un taux que ma banque n'aurait jamais pu m'offrir. Processus simple, rapide et transparent du début à la fin.”
Marie-Ève T.
“En tant que travailleur autonome, les banques me fermaient toutes les portes. Anass a trouvé une solution en moins d'une semaine.”
Carlos R.
“Renouvellement hypothécaire géré à distance, en soirée, sans stress. Je recommande à tous mes amis.”
Karine B.
“Anass a trouvé un taux que ma banque n'aurait jamais pu m'offrir. Processus simple, rapide et transparent du début à la fin.”
Marie-Ève T.
Tools and guides for you
Buyer's guide
Everything you need to know before buying: down payment, pre-approval, process steps.
Download freeSeller's guide
Understanding the impact of your existing mortgage when selling or refinancing.
Download freeMortgage calculator
Estimate your payments, compare terms and simulate different repayment scenarios.
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Learn moreMortgage news
Stay informed about the latest real estate market and interest rate news.
2 mars 2025
Mise de fonds minimale : ce qui a changé en 2025
Les nouvelles règles fédérales modifient les exigences pour les acheteurs. Voici ce que vous devez savoir.
Read more
18 févr. 2025
Travailleurs autonomes : comment maximiser vos chances d'approbation
Être à son compte ne devrait pas être un obstacle au financement. Stratégies concrètes pour votre dossier.
Read more
Anass Elakkati
Courtier hypothécaire
Centres Hypothécaires
Dominion
Permis AMF
#255884